Call reports 2023
UNITED BANKERS' BANK — 2023
What UNITED BANKERS' BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,189,099,000 | 1,223,087,000 | 1,180,835,000 | 1,166,520,000 |
| Total loans | 729,541,000 | 753,120,000 | 748,654,000 | 750,004,000 |
| Allowance for loan losses | 12,480,000 | 12,450,000 | 12,434,000 | 12,485,000 |
| Securities available for sale | 176,776,000 | 172,789,000 | 166,797,000 | 151,359,000 |
| Securities held to maturity | 12,000,000 | 12,000,000 | 12,000,000 | 12,000,000 |
| Trading assets | 244,000 | 0 | 0 | 1,132,000 |
| Total deposits | 662,818,000 | 653,828,000 | 674,478,000 | 675,878,000 |
| Interest-bearing deposits | 343,516,000 | 351,789,000 | 400,891,000 | 380,954,000 |
| Noninterest-bearing deposits | 319,302,000 | 302,039,000 | 273,587,000 | 294,924,000 |
| Equity capital | 120,926,000 | 120,753,000 | 120,226,000 | 124,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,436,000 | 23,835,000 | 36,500,000 | 49,176,000 |
| Interest expense | 6,440,000 | 13,766,000 | 21,707,000 | 29,431,000 |
| Net interest income | 4,996,000 | 10,069,000 | 14,793,000 | 19,745,000 |
| Noninterest income | 7,724,000 | 11,254,000 | 14,576,000 | 18,168,000 |
| Noninterest expense | 8,098,000 | 16,494,000 | 24,040,000 | 32,522,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 300,000 |
| Pretax income | 4,433,000 | 4,693,000 | 5,221,000 | 4,020,000 |
| Income tax | 1,182,000 | 1,197,000 | 1,158,000 | 758,000 |
| Net income | 3,251,000 | 3,496,000 | 4,063,000 | 3,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,536,000 | 135,021,000 | 135,592,000 | 134,793,000 |
| Total capital | 146,368,000 | 146,679,000 | 147,206,000 | 146,299,000 |
| Risk-weighted assets | 945,422,000 | 931,412,000 | 927,920,000 | 919,131,000 |