Call reports 2022
UNITED BANKERS' BANK — 2022
What UNITED BANKERS' BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,138,128,000 | 1,293,962,000 | 1,327,690,000 | 1,239,412,000 |
| Total loans | 678,288,000 | 697,739,000 | 717,205,000 | 729,057,000 |
| Allowance for loan losses | 12,258,000 | 11,660,000 | 11,942,000 | 11,925,000 |
| Securities available for sale | 233,110,000 | 222,370,000 | 210,623,000 | 177,324,000 |
| Securities held to maturity | 10,750,000 | 11,500,000 | 12,000,000 | 12,000,000 |
| Trading assets | 0 | 1,223,000 | 0 | 3,517,000 |
| Total deposits | 878,056,000 | 653,103,000 | 675,030,000 | 724,248,000 |
| Interest-bearing deposits | 62,094,000 | 79,367,000 | 229,313,000 | 370,707,000 |
| Noninterest-bearing deposits | 815,962,000 | 573,736,000 | 445,717,000 | 353,541,000 |
| Equity capital | 117,939,000 | 116,783,000 | 113,670,000 | 116,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,015,000 | 14,781,000 | 24,366,000 | 35,432,000 |
| Interest expense | 160,000 | 849,000 | 3,732,000 | 9,090,000 |
| Net interest income | 6,855,000 | 13,932,000 | 20,634,000 | 26,342,000 |
| Noninterest income | 5,616,000 | 10,437,000 | 14,504,000 | 18,140,000 |
| Noninterest expense | 8,123,000 | 16,703,000 | 24,435,000 | 33,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,348,000 | 7,666,000 | 10,703,000 | 9,289,000 |
| Income tax | 1,146,000 | 2,008,000 | 2,794,000 | 2,327,000 |
| Net income | 3,202,000 | 5,658,000 | 7,909,000 | 6,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,340,000 | 130,808,000 | 133,070,000 | 132,120,000 |
| Total capital | 139,167,000 | 142,267,000 | 144,871,000 | 144,045,000 |
| Risk-weighted assets | 864,779,000 | 916,562,000 | 943,960,000 | 975,675,000 |