Call reports 2021
UNITED BANKERS' BANK — 2021
What UNITED BANKERS' BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,540,288,000 | 1,100,310,000 | 1,227,121,000 | 1,272,894,000 |
| Total loans | 638,444,000 | 645,483,000 | 663,156,000 | 676,609,000 |
| Allowance for loan losses | 12,191,000 | 12,203,000 | 12,225,000 | 12,257,000 |
| Securities available for sale | 264,323,000 | 249,943,000 | 235,985,000 | 252,619,000 |
| Securities held to maturity | 700,000 | 2,700,000 | 4,700,000 | 8,750,000 |
| Trading assets | 995,000 | 0 | 2,113,000 | 1,284,000 |
| Total deposits | 1,005,095,000 | 946,827,000 | 913,779,000 | 980,817,000 |
| Interest-bearing deposits | 83,481,000 | 52,012,000 | 32,787,000 | 72,378,000 |
| Noninterest-bearing deposits | 921,614,000 | 894,815,000 | 880,992,000 | 908,439,000 |
| Equity capital | 114,584,000 | 118,400,000 | 122,168,000 | 123,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,858,000 | 13,542,000 | 20,320,000 | 27,384,000 |
| Interest expense | 651,000 | 1,090,000 | 1,318,000 | 1,478,000 |
| Net interest income | 6,207,000 | 12,452,000 | 19,002,000 | 25,906,000 |
| Noninterest income | 6,126,000 | 12,393,000 | 18,702,000 | 24,183,000 |
| Noninterest expense | 7,717,000 | 15,573,000 | 23,799,000 | 32,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,616,000 | 9,272,000 | 13,905,000 | 17,467,000 |
| Income tax | 1,210,000 | 2,433,000 | 3,653,000 | 4,580,000 |
| Net income | 3,406,000 | 6,839,000 | 10,252,000 | 12,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,013,000 | 118,464,000 | 122,493,000 | 125,124,000 |
| Total capital | 125,242,000 | 128,961,000 | 133,187,000 | 135,968,000 |
| Risk-weighted assets | 816,393,000 | 838,020,000 | 853,993,000 | 866,142,000 |