Call reports 2020
UNITED BANKERS' BANK — 2020
What UNITED BANKERS' BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 995,701,000 | 1,039,467,000 | 1,028,764,000 | 1,344,287,000 |
| Total loans | 642,246,000 | 624,878,000 | 634,038,000 | 653,705,000 |
| Allowance for loan losses | 9,612,000 | 9,594,000 | 11,244,000 | 12,203,000 |
| Securities available for sale | 26,185,000 | 91,510,000 | 136,887,000 | 194,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,444,000 | 245,000 | 1,122,000 | 1,032,000 |
| Total deposits | 738,716,000 | 895,515,000 | 852,276,000 | 1,011,487,000 |
| Interest-bearing deposits | 240,211,000 | 201,651,000 | 151,510,000 | 115,771,000 |
| Noninterest-bearing deposits | 498,505,000 | 693,864,000 | 700,766,000 | 895,716,000 |
| Equity capital | 106,632,000 | 109,253,000 | 110,707,000 | 113,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,878,000 | 15,174,000 | 22,257,000 | 29,524,000 |
| Interest expense | 1,903,000 | 3,314,000 | 4,494,000 | 5,421,000 |
| Net interest income | 5,975,000 | 11,860,000 | 17,763,000 | 24,103,000 |
| Noninterest income | 4,190,000 | 8,762,000 | 13,548,000 | 19,180,000 |
| Noninterest expense | 7,407,000 | 14,489,000 | 21,893,000 | 29,875,000 |
| Provision for loan losses | 595,000 | 646,000 | 2,286,000 | 3,486,000 |
| Pretax income | 2,163,000 | 5,487,000 | 7,132,000 | 9,922,000 |
| Income tax | 539,000 | 1,398,000 | 1,779,000 | 2,477,000 |
| Net income | 1,624,000 | 4,089,000 | 5,353,000 | 7,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,725,000 | 108,214,000 | 109,501,000 | 111,587,000 |
| Total capital | 115,337,000 | 117,808,000 | 119,515,000 | 121,987,000 |
| Risk-weighted assets | 784,756,000 | 777,594,000 | 799,933,000 | 830,158,000 |