Call reports 2019
UNITED BANKERS' BANK — 2019
What UNITED BANKERS' BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 846,277,000 | 835,212,000 | 834,321,000 | 787,977,000 |
| Total loans | 647,063,000 | 637,418,000 | 628,709,000 | 622,311,000 |
| Allowance for loan losses | 7,942,000 | 8,666,000 | 8,637,000 | 9,140,000 |
| Securities available for sale | 40,671,000 | 30,608,000 | 15,369,000 | 5,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,257,000 | 1,343,000 | 178,000 | 1,438,000 |
| Total deposits | 732,611,000 | 610,139,000 | 648,477,000 | 637,987,000 |
| Interest-bearing deposits | 347,419,000 | 287,414,000 | 299,728,000 | 287,925,000 |
| Noninterest-bearing deposits | 385,192,000 | 322,725,000 | 348,749,000 | 350,062,000 |
| Equity capital | 102,465,000 | 103,310,000 | 104,776,000 | 105,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,375,000 | 17,005,000 | 25,182,000 | 33,172,000 |
| Interest expense | 2,306,000 | 4,822,000 | 7,088,000 | 9,288,000 |
| Net interest income | 6,069,000 | 12,183,000 | 18,094,000 | 23,884,000 |
| Noninterest income | 3,796,000 | 7,740,000 | 11,847,000 | 16,096,000 |
| Noninterest expense | 7,954,000 | 16,262,000 | 24,318,000 | 32,347,000 |
| Provision for loan losses | 53,000 | 779,000 | 779,000 | 1,378,000 |
| Pretax income | 1,858,000 | 2,882,000 | 4,844,000 | 6,255,000 |
| Income tax | 478,000 | 730,000 | 1,221,000 | 1,564,000 |
| Net income | 1,380,000 | 2,152,000 | 3,623,000 | 4,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,713,000 | 102,515,000 | 104,014,000 | 105,076,000 |
| Total capital | 109,655,000 | 111,181,000 | 112,651,000 | 114,216,000 |
| Risk-weighted assets | 754,196,000 | 753,110,000 | 747,693,000 | 752,882,000 |