Call reports 2018
UNITED BANKERS' BANK — 2018
What UNITED BANKERS' BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 809,028,000 | 906,001,000 | 919,299,000 | 913,246,000 |
| Total loans | 619,975,000 | 646,640,000 | 661,516,000 | 649,140,000 |
| Allowance for loan losses | 7,617,000 | 7,970,000 | 7,900,000 | 7,905,000 |
| Securities available for sale | 81,758,000 | 71,203,000 | 70,771,000 | 70,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,470,000 | 247,000 | 973,000 | 1,987,000 |
| Total deposits | 696,251,000 | 638,093,000 | 725,429,000 | 713,112,000 |
| Interest-bearing deposits | 262,047,000 | 253,692,000 | 355,362,000 | 366,352,000 |
| Noninterest-bearing deposits | 434,204,000 | 384,401,000 | 370,067,000 | 346,760,000 |
| Equity capital | 96,902,000 | 97,907,000 | 99,102,000 | 100,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,628,000 | 15,699,000 | 24,294,000 | 33,002,000 |
| Interest expense | 1,247,000 | 2,823,000 | 4,817,000 | 7,157,000 |
| Net interest income | 6,381,000 | 12,876,000 | 19,477,000 | 25,845,000 |
| Noninterest income | 4,023,000 | 7,663,000 | 11,289,000 | 15,221,000 |
| Noninterest expense | 7,965,000 | 15,993,000 | 24,210,000 | 32,047,000 |
| Provision for loan losses | 676,000 | 1,517,000 | 1,991,000 | 2,132,000 |
| Pretax income | 1,763,000 | 3,029,000 | 4,565,000 | 6,887,000 |
| Income tax | 455,000 | 779,000 | 1,176,000 | 1,790,000 |
| Net income | 1,308,000 | 2,250,000 | 3,389,000 | 5,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,451,000 | 97,428,000 | 98,601,000 | 100,302,000 |
| Total capital | 104,068,000 | 105,398,000 | 106,501,000 | 108,207,000 |
| Risk-weighted assets | 746,365,000 | 779,940,000 | 788,350,000 | 773,050,000 |