Call reports 2017
UNITED BANKERS' BANK — 2017
What UNITED BANKERS' BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 869,323,000 | 873,408,000 | 884,381,000 | 887,007,000 |
| Total loans | 543,701,000 | 578,436,000 | 592,181,000 | 616,407,000 |
| Allowance for loan losses | 6,593,000 | 6,517,000 | 6,615,000 | 6,954,000 |
| Securities available for sale | 179,791,000 | 154,691,000 | 141,166,000 | 108,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 3,571,000 | 4,644,000 |
| Total deposits | 721,706,000 | 681,114,000 | 671,750,000 | 680,897,000 |
| Interest-bearing deposits | 252,186,000 | 234,429,000 | 240,317,000 | 274,444,000 |
| Noninterest-bearing deposits | 469,520,000 | 446,685,000 | 431,433,000 | 406,453,000 |
| Equity capital | 93,729,000 | 94,795,000 | 95,839,000 | 95,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,553,000 | 13,446,000 | 20,777,000 | 28,730,000 |
| Interest expense | 908,000 | 1,944,000 | 3,041,000 | 4,132,000 |
| Net interest income | 5,645,000 | 11,502,000 | 17,736,000 | 24,598,000 |
| Noninterest income | 4,098,000 | 7,839,000 | 11,804,000 | 15,763,000 |
| Noninterest expense | 7,917,000 | 15,824,000 | 24,285,000 | 32,161,000 |
| Provision for loan losses | 0 | 0 | 103,000 | 577,000 |
| Pretax income | 1,826,000 | 3,518,000 | 5,153,000 | 7,608,000 |
| Income tax | 647,000 | 1,258,000 | 1,850,000 | 4,248,000 |
| Net income | 1,179,000 | 2,260,000 | 3,303,000 | 3,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,533,000 | 94,647,000 | 95,721,000 | 95,711,000 |
| Total capital | 100,126,000 | 101,164,000 | 102,336,000 | 102,665,000 |
| Risk-weighted assets | 667,529,000 | 713,375,000 | 727,229,000 | 757,993,000 |