Call reports 2016
UNITED BANKERS' BANK — 2016
What UNITED BANKERS' BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 801,473,000 | 790,831,000 | 923,450,000 | 873,585,000 |
| Total loans | 464,746,000 | 469,849,000 | 521,727,000 | 539,951,000 |
| Allowance for loan losses | 6,633,000 | 6,633,000 | 7,357,000 | 6,636,000 |
| Securities available for sale | 220,834,000 | 195,820,000 | 199,205,000 | 187,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 2,701,000 |
| Total deposits | 671,558,000 | 623,819,000 | 739,583,000 | 719,634,000 |
| Interest-bearing deposits | 244,542,000 | 237,909,000 | 264,296,000 | 270,192,000 |
| Noninterest-bearing deposits | 427,016,000 | 385,910,000 | 475,287,000 | 449,442,000 |
| Equity capital | 79,650,000 | 81,221,000 | 91,777,000 | 92,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,579,000 | 11,378,000 | 17,626,000 | 24,282,000 |
| Interest expense | 709,000 | 1,455,000 | 2,212,000 | 3,043,000 |
| Net interest income | 4,870,000 | 9,923,000 | 15,414,000 | 21,239,000 |
| Noninterest income | 3,736,000 | 7,351,000 | 11,548,000 | 15,450,000 |
| Noninterest expense | 6,929,000 | 13,732,000 | 21,541,000 | 30,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,677,000 | 3,542,000 | 5,421,000 | 6,352,000 |
| Income tax | 591,000 | 1,275,000 | 1,997,000 | 2,302,000 |
| Net income | 1,086,000 | 2,267,000 | 3,424,000 | 4,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,210,000 | 80,392,000 | 91,147,000 | 92,398,000 |
| Total capital | 85,843,000 | 87,025,000 | 98,504,000 | 99,034,000 |
| Risk-weighted assets | 588,741,000 | 585,481,000 | 644,135,000 | 683,623,000 |