Call reports 2015
UNITED BANKERS' BANK — 2015
What UNITED BANKERS' BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 805,843,000 | 755,315,000 | 740,486,000 | 803,683,000 |
| Total loans | 379,017,000 | 384,671,000 | 405,313,000 | 440,186,000 |
| Allowance for loan losses | 7,695,000 | 7,219,000 | 6,662,000 | 6,650,000 |
| Securities available for sale | 251,220,000 | 235,779,000 | 192,617,000 | 229,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 1,838,000 | 0 | 1,714,000 |
| Total deposits | 680,500,000 | 589,925,000 | 602,016,000 | 668,755,000 |
| Interest-bearing deposits | 217,735,000 | 203,458,000 | 209,928,000 | 223,931,000 |
| Noninterest-bearing deposits | 462,765,000 | 386,467,000 | 392,088,000 | 444,824,000 |
| Equity capital | 74,813,000 | 75,855,000 | 77,788,000 | 77,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,006,000 | 9,939,000 | 15,114,000 | 20,333,000 |
| Interest expense | 488,000 | 1,041,000 | 1,598,000 | 2,216,000 |
| Net interest income | 4,518,000 | 8,898,000 | 13,516,000 | 18,117,000 |
| Noninterest income | 4,007,000 | 7,847,000 | 11,783,000 | 15,612,000 |
| Noninterest expense | 6,198,000 | 12,950,000 | 19,392,000 | 26,596,000 |
| Provision for loan losses | -500,000 | -1,000,000 | -1,750,000 | -1,750,000 |
| Pretax income | 2,827,000 | 4,795,000 | 7,677,000 | 8,903,000 |
| Income tax | 1,059,000 | 1,802,000 | 2,897,000 | 3,333,000 |
| Net income | 1,768,000 | 2,993,000 | 4,780,000 | 5,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,323,000 | 75,548,000 | 77,334,000 | 78,124,000 |
| Total capital | 80,585,000 | 81,904,000 | 83,898,000 | 84,774,000 |
| Risk-weighted assets | 499,546,000 | 507,665,000 | 524,974,000 | 572,591,000 |