Call reports 2014
UNITED BANKERS' BANK — 2014
What UNITED BANKERS' BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 685,570,000 | 668,994,000 | 696,903,000 | 787,498,000 |
| Total loans | 341,233,000 | 366,562,000 | 363,727,000 | 371,898,000 |
| Allowance for loan losses | 9,434,000 | 8,935,000 | 8,950,000 | 8,073,000 |
| Securities available for sale | 234,834,000 | 198,663,000 | 173,043,000 | 245,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,691,000 | 400,000 | 446,000 | 2,426,000 |
| Total deposits | 609,796,000 | 569,109,000 | 604,275,000 | 598,324,000 |
| Interest-bearing deposits | 165,930,000 | 194,438,000 | 208,769,000 | 189,684,000 |
| Noninterest-bearing deposits | 443,866,000 | 374,671,000 | 395,506,000 | 408,640,000 |
| Equity capital | 68,483,000 | 70,172,000 | 71,243,000 | 72,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,500,000 | 9,292,000 | 14,113,000 | 19,018,000 |
| Interest expense | 258,000 | 530,000 | 886,000 | 1,280,000 |
| Net interest income | 4,242,000 | 8,762,000 | 13,227,000 | 17,738,000 |
| Noninterest income | 3,637,000 | 7,416,000 | 11,290,000 | 15,219,000 |
| Noninterest expense | 5,910,000 | 12,419,000 | 18,646,000 | 25,537,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -1,000,000 |
| Pretax income | 1,969,000 | 4,270,000 | 6,382,000 | 8,431,000 |
| Income tax | 745,000 | 1,631,000 | 2,440,000 | 3,230,000 |
| Net income | 1,224,000 | 2,639,000 | 3,942,000 | 5,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,577,000 | 69,991,000 | 71,295,000 | 72,554,000 |
| Total capital | 73,889,000 | 75,524,000 | 76,785,000 | 78,456,000 |
| Risk-weighted assets | 420,851,000 | 439,189,000 | 435,712,000 | 470,006,000 |