Call reports 2013
UNITED BANKERS' BANK — 2013
What UNITED BANKERS' BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 754,105,000 | 692,770,000 | 720,098,000 | 714,933,000 |
| Total loans | 311,168,000 | 319,861,000 | 335,106,000 | 335,786,000 |
| Allowance for loan losses | 9,433,000 | 9,436,000 | 9,403,000 | 9,413,000 |
| Securities available for sale | 304,494,000 | 278,465,000 | 250,208,000 | 244,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 733,000 | 1,732,000 | 0 |
| Total deposits | 682,779,000 | 584,202,000 | 529,367,000 | 542,829,000 |
| Interest-bearing deposits | 129,446,000 | 148,784,000 | 153,893,000 | 172,898,000 |
| Noninterest-bearing deposits | 553,333,000 | 435,418,000 | 375,474,000 | 369,931,000 |
| Equity capital | 64,524,000 | 63,687,000 | 65,890,000 | 67,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,337,000 | 8,904,000 | 13,523,000 | 18,231,000 |
| Interest expense | 179,000 | 386,000 | 628,000 | 908,000 |
| Net interest income | 4,158,000 | 8,518,000 | 12,895,000 | 17,323,000 |
| Noninterest income | 4,527,000 | 8,674,000 | 12,360,000 | 16,451,000 |
| Noninterest expense | 5,966,000 | 12,187,000 | 18,134,000 | 24,423,000 |
| Provision for loan losses | 0 | 0 | -435,000 | -435,000 |
| Pretax income | 2,719,000 | 5,005,000 | 7,597,000 | 9,827,000 |
| Income tax | 1,050,000 | 1,942,000 | 2,959,000 | 3,825,000 |
| Net income | 1,669,000 | 3,063,000 | 4,638,000 | 6,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,020,000 | 64,414,000 | 65,989,000 | 67,353,000 |
| Total capital | 67,989,000 | 69,521,000 | 71,353,000 | 72,795,000 |
| Risk-weighted assets | 393,052,000 | 404,232,000 | 425,096,000 | 431,390,000 |