Call reports 2012
UNITED BANKERS' BANK — 2012
What UNITED BANKERS' BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 633,932,000 | 595,743,000 | 603,293,000 | 702,581,000 |
| Total loans | 261,332,000 | 268,064,000 | 287,340,000 | 293,537,000 |
| Allowance for loan losses | 10,886,000 | 9,219,000 | 9,379,000 | 9,402,000 |
| Securities available for sale | 197,454,000 | 235,070,000 | 239,883,000 | 279,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,369,000 | 780,000 | 243,000 | 2,945,000 |
| Total deposits | 567,762,000 | 506,609,000 | 535,114,000 | 607,299,000 |
| Interest-bearing deposits | 0 | 0 | 5,246,000 | 114,338,000 |
| Noninterest-bearing deposits | 567,762,000 | 506,609,000 | 529,868,000 | 492,961,000 |
| Equity capital | 57,449,000 | 59,153,000 | 61,137,000 | 62,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,956,000 | 7,833,000 | 11,918,000 | 16,501,000 |
| Interest expense | 3,000 | 9,000 | 15,000 | 86,000 |
| Net interest income | 3,953,000 | 7,824,000 | 11,903,000 | 16,415,000 |
| Noninterest income | 4,686,000 | 9,366,000 | 13,625,000 | 18,280,000 |
| Noninterest expense | 6,187,000 | 12,340,000 | 17,967,000 | 24,085,000 |
| Provision for loan losses | 450,000 | 800,000 | 800,000 | 800,000 |
| Pretax income | 2,002,000 | 4,050,000 | 6,761,000 | 9,810,000 |
| Income tax | 768,000 | 1,564,000 | 2,618,000 | 3,811,000 |
| Net income | 1,234,000 | 2,486,000 | 4,143,000 | 5,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,586,000 | 57,838,000 | 59,496,000 | 61,352,000 |
| Total capital | 60,671,000 | 62,065,000 | 63,987,000 | 66,237,000 |
| Risk-weighted assets | 320,025,000 | 333,176,000 | 354,355,000 | 386,268,000 |