Call reports 2011
UNITED BANKERS' BANK — 2011
What UNITED BANKERS' BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 583,090,000 | 624,606,000 | 593,404,000 | 563,707,000 |
| Total loans | 257,588,000 | 269,144,000 | 249,195,000 | 258,771,000 |
| Allowance for loan losses | 10,794,000 | 12,486,000 | 11,899,000 | 11,412,000 |
| Securities available for sale | 247,379,000 | 238,586,000 | 148,014,000 | 203,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,896,000 | 1,376,000 | 2,641,000 | 1,018,000 |
| Total deposits | 475,267,000 | 470,902,000 | 474,034,000 | 458,692,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 475,267,000 | 470,902,000 | 474,034,000 | 458,692,000 |
| Equity capital | 47,635,000 | 51,878,000 | 55,614,000 | 56,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,801,000 | 9,533,000 | 13,886,000 | 17,848,000 |
| Interest expense | 25,000 | 33,000 | 34,000 | 37,000 |
| Net interest income | 4,776,000 | 9,500,000 | 13,852,000 | 17,811,000 |
| Noninterest income | 4,745,000 | 8,968,000 | 12,901,000 | 16,767,000 |
| Noninterest expense | 5,450,000 | 11,503,000 | 18,028,000 | 24,611,000 |
| Provision for loan losses | 2,159,000 | 4,559,000 | 4,659,000 | 5,109,000 |
| Pretax income | 1,912,000 | 2,406,000 | 4,066,000 | 4,858,000 |
| Income tax | 733,000 | 914,000 | 1,552,000 | 1,838,000 |
| Net income | 1,179,000 | 1,492,000 | 2,514,000 | 3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,511,000 | 51,324,000 | 54,846,000 | 55,352,000 |
| Total capital | 54,701,000 | 55,609,000 | 58,714,000 | 59,456,000 |
| Risk-weighted assets | 328,560,000 | 334,641,000 | 301,445,000 | 320,983,000 |