Call reports 2010
UNITED BANKERS' BANK — 2010
What UNITED BANKERS' BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 620,530,000 | 585,151,000 | 631,524,000 | 643,052,000 |
| Total loans | 321,150,000 | 317,387,000 | 309,785,000 | 273,371,000 |
| Allowance for loan losses | 8,400,000 | 8,490,000 | 8,278,000 | 11,289,000 |
| Securities available for sale | 79,800,000 | 182,076,000 | 148,310,000 | 257,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,679,000 | 2,342,000 | 3,023,000 | 144,000 |
| Total deposits | 559,602,000 | 511,515,000 | 543,024,000 | 443,357,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 559,602,000 | 511,515,000 | 543,024,000 | 443,357,000 |
| Equity capital | 44,662,000 | 45,978,000 | 47,615,000 | 44,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,880,000 | 10,168,000 | 15,342,000 | 20,503,000 |
| Interest expense | 3,000 | 10,000 | 18,000 | 33,000 |
| Net interest income | 4,877,000 | 10,158,000 | 15,324,000 | 20,470,000 |
| Noninterest income | 3,713,000 | 7,745,000 | 12,371,000 | 17,040,000 |
| Noninterest expense | 5,873,000 | 11,774,000 | 17,711,000 | 24,182,000 |
| Provision for loan losses | 1,225,000 | 3,125,000 | 8,065,000 | 11,908,000 |
| Pretax income | 1,492,000 | 3,004,000 | 1,919,000 | 1,420,000 |
| Income tax | 596,000 | 1,229,000 | 784,000 | 511,000 |
| Net income | 896,000 | 1,775,000 | 1,135,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,819,000 | 45,698,000 | 47,558,000 | 47,332,000 |
| Total capital | 49,262,000 | 50,355,000 | 52,061,000 | 51,815,000 |
| Risk-weighted assets | 351,504,000 | 368,695,000 | 356,468,000 | 351,797,000 |