Call reports 2009
UNITED BANKERS' BANK — 2009
What UNITED BANKERS' BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 644,104,000 | 608,284,000 | 686,093,000 | 539,897,000 |
| Total loans | 316,948,000 | 328,842,000 | 337,671,000 | 319,307,000 |
| Allowance for loan losses | 4,869,000 | 5,813,000 | 6,385,000 | 7,333,000 |
| Securities available for sale | 2,150,000 | 52,440,000 | 52,313,000 | 70,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,437,000 | 2,282,000 | 1,010,000 | 2,244,000 |
| Total deposits | 490,012,000 | 445,044,000 | 470,978,000 | 489,092,000 |
| Interest-bearing deposits | 58,508,000 | 41,121,000 | 41,121,000 | 0 |
| Noninterest-bearing deposits | 431,504,000 | 403,923,000 | 429,857,000 | 489,092,000 |
| Equity capital | 41,025,000 | 42,182,000 | 43,837,000 | 43,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,521,000 | 9,361,000 | 14,315,000 | 19,324,000 |
| Interest expense | 709,000 | 1,206,000 | 1,574,000 | 1,612,000 |
| Net interest income | 3,812,000 | 8,155,000 | 12,741,000 | 17,712,000 |
| Noninterest income | 3,579,000 | 6,781,000 | 9,808,000 | 13,368,000 |
| Noninterest expense | 5,895,000 | 11,609,000 | 17,216,000 | 23,002,000 |
| Provision for loan losses | 535,000 | 1,337,000 | 3,040,000 | 5,562,000 |
| Pretax income | 961,000 | 1,990,000 | 2,293,000 | 2,516,000 |
| Income tax | 399,000 | 817,000 | 955,000 | 1,039,000 |
| Net income | 562,000 | 1,173,000 | 1,338,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,008,000 | 42,119,000 | 43,785,000 | 43,923,000 |
| Total capital | 45,273,000 | 46,622,000 | 48,360,000 | 48,446,000 |
| Risk-weighted assets | 340,626,000 | 358,898,000 | 364,191,000 | 359,050,000 |