Call reports 2008
UNITED BANKERS' BANK — 2008
What UNITED BANKERS' BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 355,946,000 | 566,565,000 | 523,994,000 | 587,980,000 |
| Total loans | 243,307,000 | 282,533,000 | 313,710,000 | 313,780,000 |
| Allowance for loan losses | 3,177,000 | 3,886,000 | 4,510,000 | 4,724,000 |
| Securities available for sale | 2,117,000 | 2,110,000 | 2,104,000 | 2,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,093,000 | 1,300,000 | 1,539,000 | 999,000 |
| Total deposits | 207,821,000 | 228,254,000 | 306,902,000 | 453,191,000 |
| Interest-bearing deposits | 0 | 0 | 78,767,000 | 119,743,000 |
| Noninterest-bearing deposits | 207,821,000 | 228,254,000 | 228,135,000 | 333,448,000 |
| Equity capital | 32,382,000 | 33,750,000 | 39,661,000 | 40,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,715,000 | 9,591,000 | 14,960,000 | 19,765,000 |
| Interest expense | 969,000 | 1,797,000 | 2,872,000 | 3,913,000 |
| Net interest income | 3,746,000 | 7,794,000 | 12,088,000 | 15,852,000 |
| Noninterest income | 4,189,000 | 8,431,000 | 11,631,000 | 15,309,000 |
| Noninterest expense | 5,244,000 | 10,508,000 | 15,780,000 | 21,580,000 |
| Provision for loan losses | 665,000 | 1,383,000 | 2,033,000 | 3,001,000 |
| Pretax income | 2,026,000 | 4,334,000 | 5,906,000 | 6,580,000 |
| Income tax | 814,000 | 1,753,000 | 2,414,000 | 2,701,000 |
| Net income | 1,212,000 | 2,581,000 | 3,492,000 | 3,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,380,000 | 33,748,000 | 39,660,000 | 40,046,000 |
| Total capital | 35,557,000 | 37,634,000 | 44,130,000 | 44,363,000 |
| Risk-weighted assets | 273,316,000 | 344,711,000 | 357,521,000 | 344,959,000 |