Call reports 2007
UNITED BANKERS' BANK — 2007
What UNITED BANKERS' BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 332,949,000 | 341,014,000 | 352,831,000 | 339,580,000 |
| Total loans | 232,492,000 | 224,973,000 | 235,685,000 | 237,392,000 |
| Allowance for loan losses | 2,722,000 | 3,024,000 | 2,761,000 | 2,962,000 |
| Securities available for sale | 15,705,000 | 7,768,000 | 2,101,000 | 2,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,700,000 | 992,000 | 2,321,000 | 1,588,000 |
| Total deposits | 200,317,000 | 199,455,000 | 196,290,000 | 147,603,000 |
| Interest-bearing deposits | 45,382,000 | 26,776,000 | 22,611,000 | 0 |
| Noninterest-bearing deposits | 154,935,000 | 172,679,000 | 173,679,000 | 147,603,000 |
| Equity capital | 30,039,000 | 30,643,000 | 31,262,000 | 32,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 10,243,000 | 15,517,000 | 20,574,000 |
| Interest expense | 1,747,000 | 3,737,000 | 5,436,000 | 6,893,000 |
| Net interest income | 3,231,000 | 6,506,000 | 10,081,000 | 13,681,000 |
| Noninterest income | 2,711,000 | 5,623,000 | 8,653,000 | 12,124,000 |
| Noninterest expense | 4,928,000 | 9,870,000 | 14,939,000 | 20,150,000 |
| Provision for loan losses | 150,000 | 450,000 | 950,000 | 1,250,000 |
| Pretax income | 864,000 | 1,809,000 | 2,845,000 | 4,405,000 |
| Income tax | 346,000 | 726,000 | 1,154,000 | 1,811,000 |
| Net income | 518,000 | 1,083,000 | 1,691,000 | 2,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,087,000 | 30,652,000 | 31,261,000 | 32,165,000 |
| Total capital | 32,809,000 | 33,676,000 | 34,022,000 | 35,127,000 |
| Risk-weighted assets | 260,446,000 | 257,960,000 | 273,913,000 | 272,785,000 |