Call reports 2006
UNITED BANKERS' BANK — 2006
What UNITED BANKERS' BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 350,359,000 | 366,960,000 | 360,288,000 | 346,525,000 |
| Total loans | 191,007,000 | 199,540,000 | 212,645,000 | 215,055,000 |
| Allowance for loan losses | 2,290,000 | 2,365,000 | 2,462,000 | 2,568,000 |
| Securities available for sale | 43,576,000 | 38,653,000 | 33,934,000 | 25,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,391,000 | 610,000 | 121,000 | 2,872,000 |
| Total deposits | 259,945,000 | 206,139,000 | 216,610,000 | 234,627,000 |
| Interest-bearing deposits | 57,554,000 | 39,704,000 | 47,479,000 | 57,211,000 |
| Noninterest-bearing deposits | 202,391,000 | 166,435,000 | 169,131,000 | 177,416,000 |
| Equity capital | 28,295,000 | 28,855,000 | 29,453,000 | 30,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,495,000 | 9,594,000 | 14,752,000 | 19,790,000 |
| Interest expense | 1,411,000 | 3,399,000 | 5,464,000 | 7,276,000 |
| Net interest income | 3,084,000 | 6,195,000 | 9,288,000 | 12,514,000 |
| Noninterest income | 2,399,000 | 4,904,000 | 7,456,000 | 10,501,000 |
| Noninterest expense | 4,562,000 | 9,229,000 | 13,976,000 | 18,711,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 450,000 |
| Pretax income | 846,000 | 1,720,000 | 2,468,000 | 3,854,000 |
| Income tax | 333,000 | 690,000 | 1,006,000 | 1,566,000 |
| Net income | 513,000 | 1,030,000 | 1,462,000 | 2,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,703,000 | 29,221,000 | 29,653,000 | 30,479,000 |
| Total capital | 30,993,000 | 31,586,000 | 32,115,000 | 33,047,000 |
| Risk-weighted assets | 233,178,000 | 240,727,000 | 248,448,000 | 248,068,000 |