Call reports 2004
UNITED BANKERS' BANK — 2004
What UNITED BANKERS' BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 246,612,000 | 323,485,000 | 321,917,000 | 312,106,000 |
| Total loans | 137,164,000 | 151,187,000 | 167,430,000 | 167,558,000 |
| Allowance for loan losses | 1,876,000 | 1,855,000 | 1,828,000 | 1,828,000 |
| Securities available for sale | 37,485,000 | 57,001,000 | 56,495,000 | 53,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 863,000 | 787,000 | 795,000 | 1,483,000 |
| Total deposits | 223,495,000 | 214,631,000 | 230,041,000 | 198,897,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 223,495,000 | 214,631,000 | 230,041,000 | 198,897,000 |
| Equity capital | 20,354,000 | 20,469,000 | 21,340,000 | 22,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,460,000 | 4,992,000 | 7,932,000 | 11,115,000 |
| Interest expense | 38,000 | 105,000 | 254,000 | 412,000 |
| Net interest income | 2,422,000 | 4,887,000 | 7,678,000 | 10,703,000 |
| Noninterest income | 2,488,000 | 4,942,000 | 7,380,000 | 10,400,000 |
| Noninterest expense | 3,739,000 | 7,938,000 | 12,103,000 | 16,454,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,021,000 | 1,741,000 | 2,805,000 | 4,499,000 |
| Income tax | 399,000 | 681,000 | 1,109,000 | 1,800,000 |
| Net income | 622,000 | 1,060,000 | 1,696,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,275,000 | 20,713,000 | 21,350,000 | 22,352,000 |
| Total capital | 22,151,000 | 22,568,000 | 23,178,000 | 24,180,000 |
| Risk-weighted assets | 158,943,000 | 184,055,000 | 196,312,000 | 198,591,000 |