Call reports 2003
UNITED BANKERS' BANK — 2003
What UNITED BANKERS' BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 189,748,000 | 211,245,000 | 245,931,000 | 274,948,000 |
| Total loans | 129,774,000 | 131,641,000 | 137,968,000 | 143,116,000 |
| Allowance for loan losses | 1,510,000 | 1,602,000 | 1,637,000 | 1,745,000 |
| Securities available for sale | 30,555,000 | 31,143,000 | 52,652,000 | 53,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 419,000 | 1,247,000 | 994,000 | 1,543,000 |
| Total deposits | 167,047,000 | 185,819,000 | 212,224,000 | 203,424,000 |
| Interest-bearing deposits | 205,000 | 226,000 | 0 | 0 |
| Noninterest-bearing deposits | 166,842,000 | 185,593,000 | 212,224,000 | 203,424,000 |
| Equity capital | 18,650,000 | 19,227,000 | 19,865,000 | 20,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,090,000 | 4,294,000 | 6,597,000 | 9,020,000 |
| Interest expense | 35,000 | 54,000 | 68,000 | 86,000 |
| Net interest income | 2,055,000 | 4,240,000 | 6,529,000 | 8,934,000 |
| Noninterest income | 2,403,000 | 4,943,000 | 7,488,000 | 9,886,000 |
| Noninterest expense | 3,350,000 | 6,995,000 | 10,729,000 | 14,469,000 |
| Provision for loan losses | 60,000 | 195,000 | 330,000 | 465,000 |
| Pretax income | 1,048,000 | 1,993,000 | 2,958,000 | 3,886,000 |
| Income tax | 400,000 | 760,000 | 1,132,000 | 1,493,000 |
| Net income | 648,000 | 1,233,000 | 1,826,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,558,000 | 19,143,000 | 19,736,000 | 20,303,000 |
| Total capital | 20,068,000 | 20,745,000 | 21,373,000 | 22,048,000 |
| Risk-weighted assets | 144,921,000 | 149,258,000 | 161,509,000 | 169,847,000 |