Call reports 2002
UNITED BANKERS' BANK — 2002
What UNITED BANKERS' BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,223,000 | 163,261,000 | 169,632,000 | 176,791,000 |
| Total loans | 107,830,000 | 118,547,000 | 118,814,000 | 128,021,000 |
| Allowance for loan losses | 1,334,000 | 1,437,000 | 1,370,000 | 1,307,000 |
| Securities available for sale | 3,159,000 | 13,299,000 | 2,951,000 | 15,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,368,000 | 1,210,000 | 0 | 254,000 |
| Total deposits | 104,112,000 | 105,026,000 | 118,856,000 | 130,598,000 |
| Interest-bearing deposits | 387,000 | 94,000 | 55,000 | 64,000 |
| Noninterest-bearing deposits | 103,725,000 | 104,932,000 | 118,801,000 | 130,534,000 |
| Equity capital | 11,767,000 | 12,204,000 | 17,787,000 | 18,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,882,000 | 3,821,000 | 5,797,000 | 8,094,000 |
| Interest expense | 127,000 | 268,000 | 366,000 | 395,000 |
| Net interest income | 1,755,000 | 3,553,000 | 5,431,000 | 7,699,000 |
| Noninterest income | 2,133,000 | 4,291,000 | 6,426,000 | 8,777,000 |
| Noninterest expense | 2,966,000 | 6,294,000 | 9,275,000 | 12,646,000 |
| Provision for loan losses | 120,000 | 240,000 | 502,000 | 502,000 |
| Pretax income | 802,000 | 1,379,000 | 2,397,000 | 3,645,000 |
| Income tax | 303,000 | 511,000 | 901,000 | 1,378,000 |
| Net income | 499,000 | 868,000 | 1,496,000 | 2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,743,000 | 12,111,000 | 17,740,000 | 18,510,000 |
| Total capital | 13,077,000 | 13,548,000 | 19,110,000 | 19,817,000 |
| Risk-weighted assets | 117,955,000 | 132,451,000 | 131,404,000 | 139,892,000 |