Call reports 2001
UNITED BANKERS' BANK — 2001
What UNITED BANKERS' BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,046,000 | 126,683,000 | 126,488,000 | 148,674,000 |
| Total loans | 88,695,000 | 98,479,000 | 100,573,000 | 113,543,000 |
| Allowance for loan losses | 1,071,000 | 1,164,000 | 1,198,000 | 1,273,000 |
| Securities available for sale | 3,603,000 | 3,650,000 | 3,699,000 | 3,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,397,000 | 63,975,000 | 81,404,000 | 93,148,000 |
| Interest-bearing deposits | 0 | 140,000 | 50,000 | 83,000 |
| Noninterest-bearing deposits | 54,397,000 | 63,835,000 | 81,354,000 | 93,065,000 |
| Equity capital | 10,308,000 | 10,724,000 | 11,305,000 | 11,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,621,000 | 6,747,000 | 8,683,000 |
| Interest expense | 755,000 | 1,300,000 | 1,671,000 | 1,795,000 |
| Net interest income | 1,635,000 | 3,321,000 | 5,076,000 | 6,888,000 |
| Noninterest income | 1,759,000 | 3,565,000 | 5,615,000 | 7,899,000 |
| Noninterest expense | 2,399,000 | 5,117,000 | 7,937,000 | 11,092,000 |
| Provision for loan losses | 75,000 | 200,000 | 275,000 | 450,000 |
| Pretax income | 920,000 | 1,569,000 | 2,479,000 | 3,245,000 |
| Income tax | 358,000 | 596,000 | 936,000 | 1,229,000 |
| Net income | 562,000 | 973,000 | 1,543,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,288,000 | 10,724,000 | 11,270,000 | 11,744,000 |
| Total capital | 11,359,000 | 11,888,000 | 12,468,000 | 13,017,000 |
| Risk-weighted assets | 98,205,000 | 108,461,000 | 109,177,000 | 124,280,000 |