Call reports 2008
BANK OF SUN PRAIRIE — 2008
What BANK OF SUN PRAIRIE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 284,669,000 | 281,079,000 | 275,680,000 | 306,461,000 |
| Total loans | 273,202,000 | 267,661,000 | 264,031,000 | 291,295,000 |
| Allowance for loan losses | 1,746,000 | 1,830,000 | 1,999,000 | 2,903,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,482,000 | 231,413,000 | 226,091,000 | 250,070,000 |
| Interest-bearing deposits | 204,658,000 | 201,983,000 | 198,274,000 | 211,754,000 |
| Noninterest-bearing deposits | 27,824,000 | 29,430,000 | 27,817,000 | 38,316,000 |
| Equity capital | 46,670,000 | 47,376,000 | 47,871,000 | 47,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,840,000 | 9,714,000 | 14,145,000 | 18,536,000 |
| Interest expense | 1,987,000 | 3,742,000 | 5,318,000 | 6,832,000 |
| Net interest income | 2,853,000 | 5,972,000 | 8,827,000 | 11,704,000 |
| Noninterest income | 309,000 | 633,000 | 989,000 | 1,386,000 |
| Noninterest expense | 1,588,000 | 3,341,000 | 5,131,000 | 7,052,000 |
| Provision for loan losses | 222,000 | 341,000 | 540,000 | 1,550,000 |
| Pretax income | 1,352,000 | 2,923,000 | 4,145,000 | 4,488,000 |
| Income tax | 515,000 | 1,116,000 | 1,579,000 | 1,682,000 |
| Net income | 837,000 | 1,807,000 | 2,566,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,670,000 | 47,376,000 | 47,871,000 | 47,840,000 |
| Total capital | 48,416,000 | 49,206,000 | 49,870,000 | 50,743,000 |
| Risk-weighted assets | 275,518,000 | 270,437,000 | 266,156,000 | 293,964,000 |