Call reports 2005
BANK OF SUN PRAIRIE — 2005
What BANK OF SUN PRAIRIE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 229,106,000 | 235,165,000 | 250,792,000 | 252,720,000 |
| Total loans | 192,636,000 | 188,063,000 | 184,014,000 | 188,039,000 |
| Allowance for loan losses | 1,458,000 | 1,329,000 | 1,298,000 | 1,296,000 |
| Securities available for sale | 202,000 | 201,000 | 201,000 | 3,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,127,000 | 188,516,000 | 207,654,000 | 209,167,000 |
| Interest-bearing deposits | 153,569,000 | 156,352,000 | 172,519,000 | 176,361,000 |
| Noninterest-bearing deposits | 29,558,000 | 32,164,000 | 35,135,000 | 32,806,000 |
| Equity capital | 40,639,000 | 41,118,000 | 41,681,000 | 42,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,162,000 | 6,464,000 | 9,957,000 | 13,568,000 |
| Interest expense | 833,000 | 1,839,000 | 3,012,000 | 4,333,000 |
| Net interest income | 2,329,000 | 4,625,000 | 6,945,000 | 9,235,000 |
| Noninterest income | 341,000 | 670,000 | 993,000 | 1,361,000 |
| Noninterest expense | 1,579,000 | 3,150,000 | 4,594,000 | 6,140,000 |
| Provision for loan losses | 12,000 | -97,000 | -84,000 | -85,000 |
| Pretax income | 1,079,000 | 2,242,000 | 3,428,000 | 4,541,000 |
| Income tax | 373,000 | 829,000 | 1,224,000 | 1,661,000 |
| Net income | 706,000 | 1,413,000 | 2,204,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,638,000 | 41,117,000 | 41,680,000 | 42,116,000 |
| Total capital | 42,096,000 | 42,446,000 | 42,978,000 | 43,412,000 |
| Risk-weighted assets | 203,896,000 | 201,593,000 | 199,062,000 | 203,484,000 |