Call reports 2007
GREATER BAY BANK, NATIONAL ASSOCIATION — 2007
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,938,551,000 | 6,881,522,000 | 6,906,638,000 | 6,473,979,000 |
| Total loans | 4,905,641,000 | 5,052,017,000 | 5,149,015,000 | 5,052,865,000 |
| Allowance for loan losses | 65,950,000 | 64,110,000 | 63,404,000 | 82,372,000 |
| Securities available for sale | 897,525,000 | 842,599,000 | 819,052,000 | 103,586,000 |
| Securities held to maturity | 435,563,000 | 423,383,000 | 412,272,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,522,535,000 | 5,430,095,000 | 5,460,433,000 | 4,034,024,000 |
| Interest-bearing deposits | 5,193,613,000 | 5,127,692,000 | 5,176,521,000 | 3,721,613,000 |
| Noninterest-bearing deposits | 328,922,000 | 302,403,000 | 283,912,000 | 312,411,000 |
| Equity capital | 717,358,000 | 716,410,000 | 733,080,000 | 1,398,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 112,762,000 | 227,304,000 | 344,806,000 | 104,505,000 |
| Interest expense | 48,169,000 | 98,156,000 | 151,758,000 | 38,520,000 |
| Net interest income | 64,593,000 | 129,148,000 | 193,048,000 | 65,985,000 |
| Noninterest income | 12,679,000 | 26,362,000 | 31,336,000 | 11,374,000 |
| Noninterest expense | 52,672,000 | 101,020,000 | 151,687,000 | 47,022,000 |
| Provision for loan losses | -953,000 | -1,038,000 | 1,387,000 | 3,476,000 |
| Pretax income | 25,337,000 | 55,334,000 | 71,213,000 | 26,849,000 |
| Income tax | 9,315,000 | 20,188,000 | 25,583,000 | 9,422,000 |
| Net income | 16,022,000 | 35,146,000 | 45,630,000 | 17,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 790,940,000 | 793,984,000 | 805,355,000 | 609,952,000 |
| Total capital | 863,346,000 | 864,217,000 | 874,511,000 | 680,647,000 |
| Risk-weighted assets | 5,984,039,000 | 6,069,129,000 | 6,154,352,000 | 5,619,901,000 |