Call reports 2006
GREATER BAY BANK, NATIONAL ASSOCIATION — 2006
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,664,685,000 | 6,879,770,000 | 6,877,546,000 | 6,929,584,000 |
| Total loans | 4,729,388,000 | 4,774,350,000 | 4,836,063,000 | 4,905,643,000 |
| Allowance for loan losses | 74,568,000 | 71,689,000 | 71,323,000 | 68,025,000 |
| Securities available for sale | 931,271,000 | 1,021,012,000 | 1,017,864,000 | 988,651,000 |
| Securities held to maturity | 436,304,000 | 443,196,000 | 444,689,000 | 445,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,280,106,000 | 5,293,931,000 | 5,252,236,000 | 5,471,685,000 |
| Interest-bearing deposits | 4,879,023,000 | 4,907,332,000 | 4,942,190,000 | 5,076,847,000 |
| Noninterest-bearing deposits | 401,083,000 | 386,599,000 | 310,046,000 | 394,838,000 |
| Equity capital | 725,384,000 | 721,394,000 | 728,499,000 | 724,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 103,068,000 | 210,687,000 | 323,894,000 | 439,738,000 |
| Interest expense | 30,856,000 | 66,390,000 | 109,824,000 | 156,321,000 |
| Net interest income | 72,212,000 | 144,297,000 | 214,070,000 | 283,417,000 |
| Noninterest income | 15,122,000 | 29,057,000 | 43,426,000 | 57,798,000 |
| Noninterest expense | 52,823,000 | 98,792,000 | 147,083,000 | 195,293,000 |
| Provision for loan losses | -7,548,000 | -7,765,000 | -7,908,000 | -8,014,000 |
| Pretax income | 42,059,000 | 82,332,000 | 118,365,000 | 153,980,000 |
| Income tax | 15,114,000 | 29,999,000 | 42,842,000 | 55,159,000 |
| Net income | 27,070,000 | 52,458,000 | 75,648,000 | 98,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 796,865,000 | 795,961,000 | 797,730,000 | 802,323,000 |
| Total capital | 869,108,000 | 870,403,000 | 872,908,000 | 876,924,000 |
| Risk-weighted assets | 5,767,363,000 | 5,950,237,000 | 6,010,810,000 | 6,047,001,000 |