Call reports 2005
GREATER BAY BANK, NATIONAL ASSOCIATION — 2005
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 6,553,729,000 | 6,772,111,000 | 6,605,083,000 | 6,670,862,000 |
| Total loans | 4,485,317,000 | 4,719,170,000 | 4,664,020,000 | 4,727,630,000 |
| Allowance for loan losses | 99,354,000 | 98,486,000 | 92,855,000 | 82,159,000 |
| Securities available for sale | 1,042,162,000 | 1,020,325,000 | 939,004,000 | 950,110,000 |
| Securities held to maturity | 450,088,000 | 453,509,000 | 439,505,000 | 441,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,268,296,000 | 5,167,970,000 | 5,295,992,000 | 5,321,558,000 |
| Interest-bearing deposits | 4,846,712,000 | 4,752,637,000 | 4,871,298,000 | 4,909,209,000 |
| Noninterest-bearing deposits | 421,584,000 | 415,333,000 | 424,694,000 | 412,349,000 |
| Equity capital | 671,639,000 | 694,806,000 | 704,513,000 | 719,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 90,821,000 | 186,097,000 | 285,941,000 | 387,701,000 |
| Interest expense | 19,942,000 | 43,180,000 | 68,175,000 | 96,371,000 |
| Net interest income | 70,879,000 | 142,917,000 | 217,766,000 | 291,330,000 |
| Noninterest income | 17,388,000 | 35,304,000 | 50,367,000 | 66,127,000 |
| Noninterest expense | 50,543,000 | 96,231,000 | 141,711,000 | 190,460,000 |
| Provision for loan losses | -4,651,000 | -2,043,000 | -4,575,000 | -14,064,000 |
| Pretax income | 42,379,000 | 84,040,000 | 131,047,000 | 181,111,000 |
| Income tax | 14,800,000 | 30,098,000 | 47,668,000 | 66,900,000 |
| Net income | 27,579,000 | 53,942,000 | 83,379,000 | 114,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 736,472,000 | 751,168,000 | 767,223,000 | 784,614,000 |
| Total capital | 805,429,000 | 822,431,000 | 837,682,000 | 857,000,000 |
| Risk-weighted assets | 5,473,214,000 | 5,662,971,000 | 5,604,602,000 | 5,772,629,000 |