Call reports 2004
GREATER BAY BANK, NATIONAL ASSOCIATION — 2004
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,199,823,000 | 6,943,252,000 | 6,623,228,000 | 6,430,071,000 |
| Total loans | 4,429,841,000 | 4,438,050,000 | 4,465,969,000 | 4,469,218,000 |
| Allowance for loan losses | 118,923,000 | 116,007,000 | 113,460,000 | 107,507,000 |
| Securities available for sale | 2,011,004,000 | 1,433,729,000 | 1,153,917,000 | 1,011,277,000 |
| Securities held to maturity | 0 | 494,075,000 | 482,361,000 | 456,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,624,142,000 | 5,474,012,000 | 5,502,711,000 | 5,431,133,000 |
| Interest-bearing deposits | 5,198,543,000 | 5,089,915,000 | 5,137,959,000 | 4,921,464,000 |
| Noninterest-bearing deposits | 425,599,000 | 384,097,000 | 364,752,000 | 509,669,000 |
| Equity capital | 604,928,000 | 580,973,000 | 619,747,000 | 639,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 95,738,000 | 187,546,000 | 278,543,000 | 369,837,000 |
| Interest expense | 15,535,000 | 31,691,000 | 49,275,000 | 67,876,000 |
| Net interest income | 80,203,000 | 155,855,000 | 229,268,000 | 301,961,000 |
| Noninterest income | 11,603,000 | 23,525,000 | 34,770,000 | 48,394,000 |
| Noninterest expense | 56,595,000 | 107,814,000 | 158,813,000 | 211,251,000 |
| Provision for loan losses | 58,000 | 1,127,000 | 2,164,000 | 714,000 |
| Pretax income | 37,510,000 | 73,637,000 | 107,662,000 | 144,222,000 |
| Income tax | 14,458,000 | 27,831,000 | 40,534,000 | 54,238,000 |
| Net income | 23,052,000 | 45,806,000 | 67,128,000 | 89,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 654,204,000 | 669,734,000 | 688,473,000 | 708,237,000 |
| Total capital | 722,036,000 | 738,107,000 | 756,406,000 | 775,589,000 |
| Risk-weighted assets | 5,366,214,000 | 5,414,751,000 | 5,381,960,000 | 5,338,269,000 |