Call reports 2003
GREATER BAY BANK, NATIONAL ASSOCIATION — 2003
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,517,789,000 | 1,591,010,000 | 1,582,433,000 | 1,532,610,000 |
| Total loans | 1,106,797,000 | 1,159,697,000 | 1,111,348,000 | 1,083,334,000 |
| Allowance for loan losses | 18,540,000 | 17,959,000 | 16,798,000 | 15,229,000 |
| Securities available for sale | 266,533,000 | 289,283,000 | 245,193,000 | 222,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,234,699,000 | 1,286,760,000 | 1,301,526,000 | 1,299,600,000 |
| Interest-bearing deposits | 1,171,786,000 | 1,219,655,000 | 1,220,919,000 | 1,221,912,000 |
| Noninterest-bearing deposits | 62,913,000 | 67,105,000 | 80,607,000 | 77,688,000 |
| Equity capital | 116,642,000 | 121,374,000 | 123,602,000 | 127,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 20,445,000 | 40,775,000 | 60,422,000 | 79,716,000 |
| Interest expense | 5,053,000 | 9,880,000 | 14,247,000 | 18,043,000 |
| Net interest income | 15,392,000 | 30,895,000 | 46,175,000 | 61,673,000 |
| Noninterest income | 1,103,000 | 1,932,000 | 2,778,000 | 3,786,000 |
| Noninterest expense | 9,075,000 | 17,127,000 | 25,376,000 | 33,178,000 |
| Provision for loan losses | 11,000 | 253,000 | 145,000 | 173,000 |
| Pretax income | 8,224,000 | 17,741,000 | 25,901,000 | 34,739,000 |
| Income tax | 3,056,000 | 6,596,000 | 9,668,000 | 13,067,000 |
| Net income | 5,168,000 | 11,145,000 | 16,233,000 | 21,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,992,000 | 132,669,000 | 136,552,000 | 140,794,000 |
| Total capital | 144,305,000 | 149,738,000 | 153,335,000 | 156,604,000 |
| Risk-weighted assets | 1,301,494,000 | 1,364,110,000 | 1,342,022,000 | 1,311,235,000 |