Call reports 2002
GREATER BAY BANK, NATIONAL ASSOCIATION — 2002
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,538,168,000 | 1,566,528,000 | 1,563,182,000 | 1,564,239,000 |
| Total loans | 863,143,000 | 978,758,000 | 1,010,116,000 | 1,079,547,000 |
| Allowance for loan losses | 21,013,000 | 21,692,000 | 20,327,000 | 19,749,000 |
| Securities available for sale | 433,674,000 | 424,058,000 | 370,990,000 | 310,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,080,410,000 | 1,145,025,000 | 1,180,767,000 | 1,201,902,000 |
| Interest-bearing deposits | 1,011,934,000 | 1,081,329,000 | 1,123,443,000 | 1,110,794,000 |
| Noninterest-bearing deposits | 68,476,000 | 63,696,000 | 57,324,000 | 91,108,000 |
| Equity capital | 95,166,000 | 102,324,000 | 109,314,000 | 113,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 22,058,000 | 44,645,000 | 67,733,000 | 89,242,000 |
| Interest expense | 7,579,000 | 14,829,000 | 21,861,000 | 28,129,000 |
| Net interest income | 14,479,000 | 29,816,000 | 45,872,000 | 61,113,000 |
| Noninterest income | 523,000 | 1,058,000 | 2,901,000 | 3,672,000 |
| Noninterest expense | 7,163,000 | 15,150,000 | 22,562,000 | 30,588,000 |
| Provision for loan losses | 3,155,000 | 4,437,000 | 4,747,000 | 4,209,000 |
| Pretax income | 4,775,000 | 11,531,000 | 23,730,000 | 32,546,000 |
| Income tax | 1,718,000 | 3,975,000 | 8,270,000 | 11,455,000 |
| Net income | 3,057,000 | 7,556,000 | 15,460,000 | 21,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,313,000 | 112,784,000 | 119,382,000 | 123,919,000 |
| Total capital | 123,019,000 | 127,777,000 | 134,744,000 | 139,873,000 |
| Risk-weighted assets | 1,089,136,000 | 1,192,705,000 | 1,224,077,000 | 1,272,020,000 |