Call reports 2001
GREATER BAY BANK, NATIONAL ASSOCIATION — 2001
What GREATER BAY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,119,681,000 | 1,258,698,000 | 1,375,737,000 | 1,497,578,000 |
| Total loans | 781,110,000 | 825,350,000 | 891,852,000 | 900,011,000 |
| Allowance for loan losses | 14,893,000 | 15,605,000 | 15,734,000 | 19,816,000 |
| Securities available for sale | 262,303,000 | 329,609,000 | 409,300,000 | 425,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 892,091,000 | 939,722,000 | 971,487,000 | 1,048,711,000 |
| Interest-bearing deposits | 823,129,000 | 890,090,000 | 919,957,000 | 958,732,000 |
| Noninterest-bearing deposits | 68,962,000 | 49,632,000 | 51,530,000 | 89,979,000 |
| Equity capital | 87,064,000 | 90,183,000 | 98,189,000 | 99,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 22,968,000 | 45,740,000 | 70,236,000 | 93,732,000 |
| Interest expense | 10,041,000 | 19,444,000 | 29,491,000 | 38,020,000 |
| Net interest income | 12,927,000 | 26,296,000 | 40,745,000 | 55,712,000 |
| Noninterest income | 494,000 | 1,109,000 | 1,745,000 | 2,419,000 |
| Noninterest expense | 5,349,000 | 11,212,000 | 17,243,000 | 23,413,000 |
| Provision for loan losses | 1,093,000 | 2,978,000 | 3,840,000 | 8,117,000 |
| Pretax income | 7,536,000 | 14,164,000 | 22,490,000 | 27,695,000 |
| Income tax | 2,806,000 | 5,220,000 | 8,386,000 | 10,206,000 |
| Net income | 4,730,000 | 8,944,000 | 14,104,000 | 17,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,554,000 | 89,926,000 | 94,203,000 | 99,570,000 |
| Total capital | 98,219,000 | 102,322,000 | 107,440,000 | 113,565,000 |
| Risk-weighted assets | 929,992,000 | 988,449,000 | 1,056,469,000 | 1,113,814,000 |