Call reports 2025
PIONEER STATE BANK — 2025
What PIONEER STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 111,588,000 | 113,162,000 | 118,869,000 | 119,958,000 |
| Total loans | 87,383,000 | 86,242,000 | 88,054,000 | 90,925,000 |
| Allowance for loan losses | 1,205,000 | 1,099,000 | 1,101,000 | 1,139,000 |
| Securities available for sale | 9,514,000 | 9,413,000 | 9,219,000 | 8,687,000 |
| Securities held to maturity | 1,905,000 | 1,849,000 | 1,565,000 | 1,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,700,000 | 86,085,000 | 91,594,000 | 92,898,000 |
| Interest-bearing deposits | 77,701,000 | 78,703,000 | 82,818,000 | 84,488,000 |
| Noninterest-bearing deposits | 6,999,000 | 7,382,000 | 8,776,000 | 8,410,000 |
| Equity capital | 18,274,000 | 18,393,000 | 18,443,000 | 18,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,599,000 | 3,944,000 | 5,319,000 |
| Interest expense | 444,000 | 869,000 | 1,309,000 | 1,783,000 |
| Net interest income | 830,000 | 1,730,000 | 2,635,000 | 3,536,000 |
| Noninterest income | 77,000 | 134,000 | 188,000 | 264,000 |
| Noninterest expense | 1,092,000 | 2,110,000 | 3,030,000 | 4,032,000 |
| Provision for loan losses | 0 | -104,000 | -104,000 | -65,000 |
| Pretax income | -189,000 | -150,000 | -116,000 | -177,000 |
| Income tax | 11,000 | -12,000 | 41,000 | -1,000 |
| Net income | -200,000 | -138,000 | -157,000 | -176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,925,000 | 18,968,000 | 18,920,000 | 18,882,000 |