Call reports 2024
PIONEER STATE BANK — 2024
What PIONEER STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 112,095,000 | 113,320,000 | 112,780,000 | 112,272,000 |
| Total loans | 84,617,000 | 85,447,000 | 86,932,000 | 87,557,000 |
| Allowance for loan losses | 1,180,000 | 1,180,000 | 1,180,000 | 1,208,000 |
| Securities available for sale | 11,131,000 | 10,384,000 | 9,878,000 | 9,538,000 |
| Securities held to maturity | 2,724,000 | 2,554,000 | 2,479,000 | 2,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,554,000 | 86,361,000 | 85,466,000 | 85,269,000 |
| Interest-bearing deposits | 78,296,000 | 79,420,000 | 78,258,000 | 78,727,000 |
| Noninterest-bearing deposits | 7,258,000 | 6,941,000 | 7,208,000 | 6,542,000 |
| Equity capital | 17,910,000 | 18,185,000 | 18,496,000 | 18,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,435,000 | 3,736,000 | 5,012,000 |
| Interest expense | 415,000 | 866,000 | 1,351,000 | 1,825,000 |
| Net interest income | 785,000 | 1,569,000 | 2,385,000 | 3,187,000 |
| Noninterest income | 57,000 | 421,000 | 440,000 | 499,000 |
| Noninterest expense | 809,000 | 1,608,000 | 2,348,000 | 3,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 30,000 | 376,000 | 474,000 | 498,000 |
| Income tax | 2,000 | 90,000 | 108,000 | 74,000 |
| Net income | 28,000 | 286,000 | 366,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,854,000 | 19,107,000 | 19,104,000 | 19,058,000 |