Call reports 2023
PIONEER STATE BANK — 2023
What PIONEER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 104,055,000 | 103,294,000 | 113,356,000 | 112,669,000 |
| Total loans | 79,039,000 | 80,194,000 | 80,909,000 | 82,207,000 |
| Allowance for loan losses | 1,180,000 | 1,180,000 | 1,180,000 | 1,180,000 |
| Securities available for sale | 12,774,000 | 11,663,000 | 11,060,000 | 11,305,000 |
| Securities held to maturity | 3,146,000 | 3,044,000 | 2,928,000 | 2,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,837,000 | 85,032,000 | 87,199,000 | 86,207,000 |
| Interest-bearing deposits | 78,867,000 | 78,684,000 | 79,026,000 | 78,838,000 |
| Noninterest-bearing deposits | 6,970,000 | 6,348,000 | 8,173,000 | 7,369,000 |
| Equity capital | 17,664,000 | 17,640,000 | 17,498,000 | 17,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,047,000 | 3,151,000 | 4,379,000 |
| Interest expense | 158,000 | 404,000 | 706,000 | 1,101,000 |
| Net interest income | 868,000 | 1,643,000 | 2,445,000 | 3,278,000 |
| Noninterest income | 60,000 | 118,000 | 182,000 | 239,000 |
| Noninterest expense | 799,000 | 1,603,000 | 2,378,000 | 3,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 159,000 | 236,000 | 394,000 |
| Income tax | 30,000 | 38,000 | 53,000 | 141,000 |
| Net income | 104,000 | 121,000 | 183,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,311,000 | 18,328,000 | 18,390,000 | 18,593,000 |