Call reports 2022
PIONEER STATE BANK — 2022
What PIONEER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 111,287,000 | 114,304,000 | 111,025,000 | 103,385,000 |
| Total loans | 73,650,000 | 75,038,000 | 76,902,000 | 78,669,000 |
| Allowance for loan losses | 1,173,000 | 1,180,000 | 1,180,000 | 1,180,000 |
| Securities available for sale | 11,631,000 | 12,709,000 | 12,348,000 | 12,750,000 |
| Securities held to maturity | 4,253,000 | 4,094,000 | 3,805,000 | 3,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,411,000 | 96,608,000 | 93,385,000 | 85,443,000 |
| Interest-bearing deposits | 86,037,000 | 89,041,000 | 84,058,000 | 78,512,000 |
| Noninterest-bearing deposits | 7,374,000 | 7,567,000 | 9,327,000 | 6,931,000 |
| Equity capital | 17,355,000 | 17,145,000 | 16,980,000 | 17,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 851,000 | 1,721,000 | 2,681,000 | 3,676,000 |
| Interest expense | 65,000 | 130,000 | 197,000 | 291,000 |
| Net interest income | 786,000 | 1,591,000 | 2,484,000 | 3,385,000 |
| Noninterest income | 54,000 | 105,000 | 159,000 | 253,000 |
| Noninterest expense | 710,000 | 1,452,000 | 2,167,000 | 2,883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 217,000 | 436,000 | 723,000 |
| Income tax | 23,000 | 45,000 | 98,000 | 164,000 |
| Net income | 87,000 | 172,000 | 338,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,763,000 | 17,848,000 | 18,015,000 | 18,234,000 |