Call reports 2021
PIONEER STATE BANK — 2021
What PIONEER STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,333,000 | 107,231,000 | 108,906,000 | 108,915,000 |
| Total loans | 66,431,000 | 70,102,000 | 71,836,000 | 74,490,000 |
| Allowance for loan losses | 1,132,000 | 1,150,000 | 1,168,000 | 1,180,000 |
| Securities available for sale | 10,451,000 | 11,890,000 | 11,421,000 | 10,983,000 |
| Securities held to maturity | 5,935,000 | 5,060,000 | 4,700,000 | 4,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,600,000 | 88,999,000 | 90,622,000 | 90,700,000 |
| Interest-bearing deposits | 79,327,000 | 82,134,000 | 83,639,000 | 84,142,000 |
| Noninterest-bearing deposits | 9,273,000 | 6,865,000 | 6,983,000 | 6,558,000 |
| Equity capital | 17,556,000 | 17,614,000 | 17,639,000 | 17,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,708,000 | 2,548,000 | 3,405,000 |
| Interest expense | 82,000 | 163,000 | 241,000 | 309,000 |
| Net interest income | 776,000 | 1,545,000 | 2,307,000 | 3,096,000 |
| Noninterest income | 53,000 | 103,000 | 163,000 | 216,000 |
| Noninterest expense | 723,000 | 1,489,000 | 2,202,000 | 2,918,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 66,000 |
| Pretax income | 83,000 | 120,000 | 209,000 | 324,000 |
| Income tax | 16,000 | 20,000 | 38,000 | 53,000 |
| Net income | 67,000 | 100,000 | 171,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,471,000 | 17,505,000 | 17,576,000 | 17,615,000 |