Call reports 2020
PIONEER STATE BANK — 2020
What PIONEER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,542,000 | 97,025,000 | 99,252,000 | 101,224,000 |
| Total loans | 60,183,000 | 60,283,000 | 61,511,000 | 65,602,000 |
| Allowance for loan losses | 1,114,000 | 1,114,000 | 1,114,000 | 1,114,000 |
| Securities available for sale | 10,190,000 | 9,580,000 | 10,125,000 | 10,112,000 |
| Securities held to maturity | 8,349,000 | 7,226,000 | 6,770,000 | 6,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,864,000 | 78,029,000 | 80,457,000 | 82,444,000 |
| Interest-bearing deposits | 67,476,000 | 72,122,000 | 72,931,000 | 74,119,000 |
| Noninterest-bearing deposits | 4,388,000 | 5,907,000 | 7,526,000 | 8,325,000 |
| Equity capital | 17,117,000 | 17,338,000 | 17,439,000 | 17,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,857,000 | 2,713,000 | 3,597,000 |
| Interest expense | 89,000 | 176,000 | 263,000 | 350,000 |
| Net interest income | 810,000 | 1,681,000 | 2,450,000 | 3,247,000 |
| Noninterest income | 47,000 | 87,000 | 141,000 | 190,000 |
| Noninterest expense | 695,000 | 1,345,000 | 2,012,000 | 2,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 423,000 | 582,000 | 781,000 |
| Income tax | 37,000 | 101,000 | 138,000 | 177,000 |
| Net income | 125,000 | 322,000 | 444,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,926,000 | 17,122,000 | 17,244,000 | 17,405,000 |