Call reports 2018
PIONEER STATE BANK — 2018
What PIONEER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,351,000 | 95,067,000 | 90,336,000 | 89,601,000 |
| Total loans | 60,439,000 | 61,478,000 | 61,417,000 | 60,940,000 |
| Allowance for loan losses | 1,115,000 | 1,115,000 | 1,123,000 | 1,123,000 |
| Securities available for sale | 10,963,000 | 11,174,000 | 9,457,000 | 9,534,000 |
| Securities held to maturity | 17,381,000 | 15,771,000 | 14,983,000 | 13,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,484,000 | 77,921,000 | 72,972,000 | 72,236,000 |
| Interest-bearing deposits | 75,785,000 | 74,016,000 | 68,356,000 | 68,189,000 |
| Noninterest-bearing deposits | 3,699,000 | 3,905,000 | 4,616,000 | 4,047,000 |
| Equity capital | 16,215,000 | 16,352,000 | 16,471,000 | 16,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,767,000 | 2,691,000 | 3,596,000 |
| Interest expense | 63,000 | 125,000 | 194,000 | 275,000 |
| Net interest income | 803,000 | 1,642,000 | 2,497,000 | 3,321,000 |
| Noninterest income | 52,000 | 104,000 | 153,000 | 202,000 |
| Noninterest expense | 673,000 | 1,344,000 | 2,035,000 | 2,729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 182,000 | 402,000 | 615,000 | 794,000 |
| Income tax | 41,000 | 92,000 | 142,000 | 169,000 |
| Net income | 141,000 | 310,000 | 473,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,421,000 | 16,590,000 | 16,754,000 | 16,905,000 |
| Total capital | 17,009,000 | 17,201,000 | 17,335,000 | 17,480,000 |
| Risk-weighted assets | 46,533,000 | 48,380,000 | 46,005,000 | 45,466,000 |