Call reports 2017
PIONEER STATE BANK — 2017
What PIONEER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,665,000 | 98,609,000 | 99,846,000 | 96,449,000 |
| Total loans | 62,160,000 | 62,892,000 | 62,160,000 | 61,636,000 |
| Allowance for loan losses | 1,125,000 | 1,125,000 | 1,125,000 | 1,117,000 |
| Securities available for sale | 3,578,000 | 4,997,000 | 8,090,000 | 10,862,000 |
| Securities held to maturity | 22,107,000 | 20,481,000 | 19,282,000 | 17,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,947,000 | 81,703,000 | 82,753,000 | 79,649,000 |
| Interest-bearing deposits | 78,259,000 | 78,047,000 | 78,048,000 | 75,765,000 |
| Noninterest-bearing deposits | 3,688,000 | 3,656,000 | 4,705,000 | 3,884,000 |
| Equity capital | 15,986,000 | 16,125,000 | 16,215,000 | 16,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,780,000 | 2,667,000 | 3,592,000 |
| Interest expense | 66,000 | 131,000 | 197,000 | 264,000 |
| Net interest income | 823,000 | 1,649,000 | 2,470,000 | 3,328,000 |
| Noninterest income | 43,000 | 91,000 | 151,000 | 203,000 |
| Noninterest expense | 680,000 | 1,387,000 | 2,098,000 | 2,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 353,000 | 523,000 | 732,000 |
| Income tax | 64,000 | 119,000 | 177,000 | 361,000 |
| Net income | 122,000 | 234,000 | 346,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,031,000 | 16,142,000 | 16,255,000 | 16,280,000 |
| Total capital | 16,645,000 | 16,748,000 | 16,853,000 | 16,867,000 |
| Risk-weighted assets | 48,610,000 | 48,034,000 | 47,333,000 | 46,478,000 |