Call reports 2016
PIONEER STATE BANK — 2016
What PIONEER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,298,000 | 97,071,000 | 97,682,000 | 97,606,000 |
| Total loans | 60,289,000 | 60,081,000 | 61,631,000 | 62,473,000 |
| Allowance for loan losses | 1,120,000 | 1,120,000 | 1,125,000 | 1,125,000 |
| Securities available for sale | 1,213,000 | 1,176,000 | 3,568,000 | 3,150,000 |
| Securities held to maturity | 26,199,000 | 24,263,000 | 23,075,000 | 22,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,143,000 | 80,695,000 | 81,066,000 | 81,158,000 |
| Interest-bearing deposits | 76,587,000 | 77,973,000 | 77,464,000 | 77,588,000 |
| Noninterest-bearing deposits | 2,556,000 | 2,722,000 | 3,602,000 | 3,570,000 |
| Equity capital | 15,463,000 | 15,590,000 | 15,739,000 | 15,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,786,000 | 2,707,000 | 3,614,000 |
| Interest expense | 64,000 | 130,000 | 197,000 | 264,000 |
| Net interest income | 826,000 | 1,656,000 | 2,510,000 | 3,350,000 |
| Noninterest income | 40,000 | 79,000 | 126,000 | 169,000 |
| Noninterest expense | 725,000 | 1,404,000 | 2,081,000 | 2,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 331,000 | 555,000 | 815,000 |
| Income tax | 48,000 | 115,000 | 196,000 | 274,000 |
| Net income | 93,000 | 216,000 | 359,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,461,000 | 15,583,000 | 15,727,000 | 15,909,000 |
| Total capital | 16,038,000 | 16,167,000 | 16,325,000 | 16,512,000 |
| Risk-weighted assets | 45,660,000 | 46,204,000 | 47,356,000 | 47,776,000 |