Call reports 2015
PIONEER STATE BANK — 2015
What PIONEER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,253,000 | 96,524,000 | 97,052,000 | 95,198,000 |
| Total loans | 57,058,000 | 56,801,000 | 56,672,000 | 59,183,000 |
| Allowance for loan losses | 1,120,000 | 1,120,000 | 1,120,000 | 1,120,000 |
| Securities available for sale | 1,692,000 | 1,888,000 | 2,237,000 | 111,000 |
| Securities held to maturity | 25,352,000 | 25,737,000 | 27,721,000 | 28,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,643,000 | 80,609,000 | 80,926,000 | 79,219,000 |
| Interest-bearing deposits | 77,744,000 | 78,078,000 | 77,659,000 | 76,730,000 |
| Noninterest-bearing deposits | 2,899,000 | 2,531,000 | 3,267,000 | 2,489,000 |
| Equity capital | 14,908,000 | 15,129,000 | 15,241,000 | 15,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,713,000 | 2,587,000 | 3,451,000 |
| Interest expense | 65,000 | 129,000 | 195,000 | 259,000 |
| Net interest income | 788,000 | 1,584,000 | 2,392,000 | 3,192,000 |
| Noninterest income | 44,000 | 297,000 | 334,000 | 371,000 |
| Noninterest expense | 646,000 | 1,333,000 | 2,003,000 | 2,649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 548,000 | 723,000 | 885,000 |
| Income tax | 67,000 | 204,000 | 266,000 | 314,000 |
| Net income | 119,000 | 344,000 | 457,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,903,000 | 15,122,000 | 15,232,000 | 15,368,000 |
| Total capital | 15,473,000 | 15,686,000 | 15,798,000 | 15,942,000 |
| Risk-weighted assets | 45,061,000 | 44,623,000 | 44,748,000 | 45,435,000 |