Call reports 2014
PIONEER STATE BANK — 2014
What PIONEER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,289,000 | 95,322,000 | 94,848,000 | 93,668,000 |
| Total loans | 58,836,000 | 58,582,000 | 58,558,000 | 58,524,000 |
| Allowance for loan losses | 1,120,000 | 1,120,000 | 1,120,000 | 1,120,000 |
| Securities available for sale | 1,811,000 | 1,974,000 | 2,091,000 | 1,699,000 |
| Securities held to maturity | 24,034,000 | 23,465,000 | 22,837,000 | 22,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,195,000 | 80,062,000 | 79,376,000 | 78,291,000 |
| Interest-bearing deposits | 78,776,000 | 77,745,000 | 76,647,000 | 75,966,000 |
| Noninterest-bearing deposits | 2,419,000 | 2,317,000 | 2,729,000 | 2,325,000 |
| Equity capital | 14,354,000 | 14,507,000 | 14,637,000 | 14,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,785,000 | 2,683,000 | 3,560,000 |
| Interest expense | 76,000 | 149,000 | 220,000 | 286,000 |
| Net interest income | 815,000 | 1,636,000 | 2,463,000 | 3,274,000 |
| Noninterest income | 36,000 | 81,000 | 126,000 | 175,000 |
| Noninterest expense | 617,000 | 1,239,000 | 1,907,000 | 2,547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 234,000 | 478,000 | 682,000 | 902,000 |
| Income tax | 86,000 | 176,000 | 250,000 | 318,000 |
| Net income | 148,000 | 302,000 | 432,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,348,000 | 14,502,000 | 14,632,000 | 14,786,000 |
| Total capital | 14,885,000 | 15,032,000 | 15,166,000 | 15,314,000 |
| Risk-weighted assets | 42,373,000 | 41,820,000 | 42,162,000 | 41,654,000 |