Call reports 2013
PIONEER STATE BANK — 2013
What PIONEER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,329,000 | 94,675,000 | 94,940,000 | 94,999,000 |
| Total loans | 62,504,000 | 61,321,000 | 59,969,000 | 59,781,000 |
| Allowance for loan losses | 1,116,000 | 1,110,000 | 1,125,000 | 1,125,000 |
| Securities available for sale | 1,800,000 | 1,689,000 | 1,720,000 | 1,785,000 |
| Securities held to maturity | 18,942,000 | 23,165,000 | 23,481,000 | 22,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,846,000 | 79,254,000 | 80,036,000 | 80,187,000 |
| Interest-bearing deposits | 79,728,000 | 76,998,000 | 77,515,000 | 77,854,000 |
| Noninterest-bearing deposits | 2,118,000 | 2,256,000 | 2,521,000 | 2,333,000 |
| Equity capital | 13,756,000 | 13,883,000 | 14,057,000 | 14,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,867,000 | 2,790,000 | 3,706,000 |
| Interest expense | 122,000 | 243,000 | 338,000 | 425,000 |
| Net interest income | 818,000 | 1,624,000 | 2,452,000 | 3,281,000 |
| Noninterest income | 52,000 | 98,000 | 141,000 | 159,000 |
| Noninterest expense | 544,000 | 1,140,000 | 1,748,000 | 2,381,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 105,000 |
| Pretax income | 281,000 | 492,000 | 740,000 | 954,000 |
| Income tax | 112,000 | 187,000 | 278,000 | 341,000 |
| Net income | 169,000 | 305,000 | 462,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,745,000 | 13,867,000 | 14,052,000 | 14,202,000 |
| Total capital | 14,299,000 | 14,415,000 | 14,592,000 | 14,747,000 |
| Risk-weighted assets | 43,740,000 | 43,299,000 | 42,645,000 | 42,995,000 |