Call reports 2012
PIONEER STATE BANK — 2012
What PIONEER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,256,000 | 91,739,000 | 93,233,000 | 95,785,000 |
| Total loans | 68,549,000 | 66,916,000 | 65,289,000 | 64,373,000 |
| Allowance for loan losses | 1,134,000 | 956,000 | 1,041,000 | 1,071,000 |
| Securities available for sale | 1,854,000 | 2,522,000 | 1,783,000 | 1,777,000 |
| Securities held to maturity | 9,947,000 | 9,719,000 | 14,833,000 | 17,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,563,000 | 77,712,000 | 78,942,000 | 81,566,000 |
| Interest-bearing deposits | 75,489,000 | 75,686,000 | 76,431,000 | 79,454,000 |
| Noninterest-bearing deposits | 2,074,000 | 2,026,000 | 2,511,000 | 2,112,000 |
| Equity capital | 13,143,000 | 13,279,000 | 13,425,000 | 13,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 1,989,000 | 2,952,000 | 3,924,000 |
| Interest expense | 159,000 | 294,000 | 426,000 | 555,000 |
| Net interest income | 842,000 | 1,695,000 | 2,526,000 | 3,369,000 |
| Noninterest income | 35,000 | -35,000 | 12,000 | 58,000 |
| Noninterest expense | 567,000 | 1,144,000 | 1,716,000 | 2,286,000 |
| Provision for loan losses | 75,000 | 75,000 | 160,000 | 190,000 |
| Pretax income | 235,000 | 441,000 | 662,000 | 951,000 |
| Income tax | 81,000 | 151,000 | 227,000 | 342,000 |
| Net income | 154,000 | 290,000 | 435,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,145,000 | 13,281,000 | 13,426,000 | 13,582,000 |
| Total capital | 13,729,000 | 13,858,000 | 14,005,000 | 14,146,000 |
| Risk-weighted assets | 46,137,000 | 45,783,000 | 45,946,000 | 44,651,000 |