Call reports 2016
CASTLE ROCK BANK — 2016
What CASTLE ROCK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,697,000 | 142,264,000 | 147,880,000 | 145,799,000 |
| Total loans | 69,540,000 | 72,616,000 | 70,877,000 | 70,737,000 |
| Allowance for loan losses | 1,641,000 | 1,645,000 | 1,738,000 | 1,453,000 |
| Securities available for sale | 41,593,000 | 41,089,000 | 40,622,000 | 42,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,758,000 | 125,597,000 | 130,990,000 | 130,522,000 |
| Interest-bearing deposits | 93,761,000 | 94,712,000 | 98,953,000 | 99,976,000 |
| Noninterest-bearing deposits | 27,997,000 | 30,885,000 | 32,037,000 | 30,546,000 |
| Equity capital | 14,757,000 | 15,554,000 | 15,759,000 | 14,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,401,000 | 3,625,000 | 4,784,000 |
| Interest expense | 104,000 | 206,000 | 308,000 | 409,000 |
| Net interest income | 1,090,000 | 2,195,000 | 3,317,000 | 4,375,000 |
| Noninterest income | 150,000 | 297,000 | 431,000 | 559,000 |
| Noninterest expense | 690,000 | 1,393,000 | 2,103,000 | 3,001,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 550,000 | 1,099,000 | 1,645,000 | 2,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 550,000 | 1,099,000 | 1,645,000 | 2,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,217,000 | 14,502,000 | 14,861,000 | 14,696,000 |
| Total capital | 15,263,000 | 15,576,000 | 15,907,000 | 15,734,000 |
| Risk-weighted assets | 83,114,000 | 85,416,000 | 82,934,000 | 82,712,000 |