Call reports 2014
CASTLE ROCK BANK — 2014
What CASTLE ROCK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,981,000 | 121,283,000 | 126,491,000 | 127,464,000 |
| Total loans | 60,273,000 | 59,096,000 | 59,414,000 | 62,687,000 |
| Allowance for loan losses | 2,349,000 | 2,374,000 | 2,375,000 | 2,390,000 |
| Securities available for sale | 35,523,000 | 36,746,000 | 37,922,000 | 39,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,178,000 | 108,091,000 | 112,679,000 | 113,273,000 |
| Interest-bearing deposits | 85,707,000 | 84,487,000 | 87,855,000 | 87,469,000 |
| Noninterest-bearing deposits | 23,471,000 | 23,604,000 | 24,824,000 | 25,804,000 |
| Equity capital | 11,721,000 | 12,176,000 | 12,777,000 | 13,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,065,000 | 2,154,000 | 3,249,000 | 4,370,000 |
| Interest expense | 112,000 | 227,000 | 341,000 | 461,000 |
| Net interest income | 953,000 | 1,927,000 | 2,908,000 | 3,909,000 |
| Noninterest income | 190,000 | 368,000 | 422,000 | 1,007,000 |
| Noninterest expense | 679,000 | 1,424,000 | 2,135,000 | 2,965,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 464,000 | 871,000 | 1,195,000 | 1,951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 871,000 | 1,195,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,355,000 | 12,397,000 | 12,661,000 | 12,643,000 |
| Total capital | 13,229,000 | 13,258,000 | 13,528,000 | 13,539,000 |
| Risk-weighted assets | 68,467,000 | 67,410,000 | 67,853,000 | 70,215,000 |