Call reports 2013
CASTLE ROCK BANK — 2013
What CASTLE ROCK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 111,046,000 | 114,049,000 | 116,118,000 | 115,521,000 |
| Total loans | 62,546,000 | 61,603,000 | 60,732,000 | 58,997,000 |
| Allowance for loan losses | 2,212,000 | 2,171,000 | 2,181,000 | 2,348,000 |
| Securities available for sale | 28,923,000 | 29,840,000 | 31,931,000 | 31,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,840,000 | 101,856,000 | 104,183,000 | 103,796,000 |
| Interest-bearing deposits | 77,620,000 | 78,799,000 | 80,214,000 | 81,271,000 |
| Noninterest-bearing deposits | 20,220,000 | 23,057,000 | 23,969,000 | 22,525,000 |
| Equity capital | 12,001,000 | 11,159,000 | 10,834,000 | 10,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,048,000 | 3,118,000 | 4,312,000 |
| Interest expense | 132,000 | 258,000 | 381,000 | 501,000 |
| Net interest income | 870,000 | 1,790,000 | 2,737,000 | 3,811,000 |
| Noninterest income | 124,000 | 238,000 | 351,000 | 592,000 |
| Noninterest expense | 688,000 | 1,407,000 | 2,132,000 | 3,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 621,000 | 956,000 | 1,314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 621,000 | 956,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,723,000 | 11,874,000 | 11,784,000 | 11,892,000 |
| Total capital | 12,607,000 | 12,758,000 | 12,659,000 | 12,747,000 |
| Risk-weighted assets | 69,370,000 | 69,478,000 | 68,671,000 | 66,868,000 |