Call reports 2012
CASTLE ROCK BANK — 2012
What CASTLE ROCK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 106,027,000 | 106,506,000 | 109,760,000 | 111,666,000 |
| Total loans | 66,137,000 | 63,332,000 | 62,620,000 | 61,175,000 |
| Allowance for loan losses | 2,584,000 | 2,530,000 | 2,201,000 | 2,207,000 |
| Securities available for sale | 18,760,000 | 20,778,000 | 24,570,000 | 26,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,137,000 | 93,525,000 | 96,237,000 | 98,717,000 |
| Interest-bearing deposits | 74,489,000 | 73,494,000 | 75,776,000 | 77,208,000 |
| Noninterest-bearing deposits | 18,648,000 | 20,031,000 | 20,461,000 | 21,509,000 |
| Equity capital | 11,759,000 | 11,953,000 | 12,499,000 | 11,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,222,000 | 3,305,000 | 4,366,000 |
| Interest expense | 174,000 | 346,000 | 504,000 | 650,000 |
| Net interest income | 955,000 | 1,876,000 | 2,801,000 | 3,716,000 |
| Noninterest income | 346,000 | 498,000 | 797,000 | 931,000 |
| Noninterest expense | 879,000 | 1,639,000 | 2,371,000 | 3,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 735,000 | 1,227,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 735,000 | 1,227,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,381,000 | 11,489,000 | 11,981,000 | 11,506,000 |
| Total capital | 12,280,000 | 12,363,000 | 12,840,000 | 12,375,000 |
| Risk-weighted assets | 70,245,000 | 68,286,000 | 67,357,000 | 68,120,000 |