Call reports 2011
CASTLE ROCK BANK — 2011
What CASTLE ROCK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 103,757,000 | 102,131,000 | 104,462,000 | 105,273,000 |
| Total loans | 67,372,000 | 65,938,000 | 65,399,000 | 68,132,000 |
| Allowance for loan losses | 2,746,000 | 2,716,000 | 2,519,000 | 2,524,000 |
| Securities available for sale | 15,176,000 | 15,223,000 | 17,631,000 | 16,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,472,000 | 90,438,000 | 92,202,000 | 92,870,000 |
| Interest-bearing deposits | 75,222,000 | 71,754,000 | 72,300,000 | 71,978,000 |
| Noninterest-bearing deposits | 17,250,000 | 18,684,000 | 19,902,000 | 20,892,000 |
| Equity capital | 10,198,000 | 10,768,000 | 11,301,000 | 11,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,355,000 | 3,525,000 | 4,677,000 |
| Interest expense | 200,000 | 391,000 | 577,000 | 755,000 |
| Net interest income | 966,000 | 1,964,000 | 2,948,000 | 3,922,000 |
| Noninterest income | 148,000 | 282,000 | 442,000 | 440,000 |
| Noninterest expense | 782,000 | 1,508,000 | 2,321,000 | 3,166,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 107,000 | 513,000 | 844,000 | 971,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 107,000 | 513,000 | 844,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,094,000 | 10,500,000 | 10,832,000 | 10,959,000 |
| Total capital | 11,024,000 | 11,413,000 | 11,744,000 | 11,871,000 |
| Risk-weighted assets | 72,549,000 | 71,435,000 | 71,358,000 | 71,341,000 |