Call reports 2010
CASTLE ROCK BANK — 2010
What CASTLE ROCK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,736,000 | 107,130,000 | 104,694,000 | 104,216,000 |
| Total loans | 79,225,000 | 76,528,000 | 72,453,000 | 69,328,000 |
| Allowance for loan losses | 2,716,000 | 2,562,000 | 2,794,000 | 2,518,000 |
| Securities available for sale | 8,572,000 | 8,435,000 | 11,979,000 | 13,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,477,000 | 95,869,000 | 93,422,000 | 93,043,000 |
| Interest-bearing deposits | 81,365,000 | 78,983,000 | 76,656,000 | 76,467,000 |
| Noninterest-bearing deposits | 15,112,000 | 16,886,000 | 16,766,000 | 16,576,000 |
| Equity capital | 10,150,000 | 10,248,000 | 10,283,000 | 10,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,678,000 | 3,951,000 | 5,152,000 |
| Interest expense | 299,000 | 572,000 | 817,000 | 1,037,000 |
| Net interest income | 1,067,000 | 2,106,000 | 3,134,000 | 4,115,000 |
| Noninterest income | 145,000 | 254,000 | 389,000 | 518,000 |
| Noninterest expense | 799,000 | 1,666,000 | 2,530,000 | 3,414,000 |
| Provision for loan losses | 700,000 | 950,000 | 1,200,000 | 1,400,000 |
| Pretax income | -287,000 | -256,000 | -207,000 | -181,000 |
| Income tax | 0 | 8,000 | 8,000 | 8,000 |
| Net income | -287,000 | -264,000 | -215,000 | -189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,889,000 | 9,912,000 | 9,962,000 | 9,987,000 |
| Total capital | 10,947,000 | 10,936,000 | 10,947,000 | 10,933,000 |
| Risk-weighted assets | 82,973,000 | 80,400,000 | 76,996,000 | 74,116,000 |